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Location:
Northville, MI
734-420-5077 |
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Our Mission:
To provide complete cost-effective ATM, Credit Card Processing and Check Handling solutions to businesses, large and small. We provide a combination of the latest technology and the best service in the industry.
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Check Solutions
 You want to accept checks from your customers. Even in today's plastic society, the volume of checks continues to increase. For many customers, it is still the preferred manner of payment. Not accepting checks is generally a deterrent to business and profitability. Today, there are 3 different approaches to the problems inherent with accepting checks.
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No-cost Consultation |
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NSF Check Re-Presentment
Electronic Check Recovery System for Retail Merchants.
Facts:
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Over 1 million checks bounce each day in the U.S.! |
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Current trends show that this number will continue to increase |
Introducing "Electronic Check Re-Presentment" ... a faster, more efficient and proven method for processing NSF checks |
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- No continuing charge to the Merchant - the bad check writer pays
- Merchant receives 100% of the face value of all recovered checks
- Complete turn-key check recovery systems available
- Average recovery rate on NSF items is 75%-80%. More than twice the recovery rate compared to manual procedures
- The checks that are not processed electronically (ex: account closed, etc.) are handled by J & B's affiliated full-service collection agency that specializes in secondary collections of bad checks
- No more bank re-deposit fees or NSF fees to pay on bad checks
- No more hassles with bad checks - we handle everything for you!
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Check Guarantee
The personal check remains America's favorite form of non-cash payment and continues to lead the way as the most frequently used payment device. Businesses which do not accept checks lose money. The key is to find ways to screen out the risky checks and provide this service for the majority of customers whose written check is as good as gold.
J & B has partnered with a company called Cross Check Inc. to give you the benefit of accepting checks that are electronically processed.
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Electronic Check Conversion (ECC)
Electronic Check Conversion (ECC) is the process whereby checks are converted to electronic funds transfers. The money is moved directly from the customer’s account to the merchant’s account overnight. The check is actually handed back to the customer, who signs a credit card-type receipt. The merchant no longer has to take the checks to the bank, saving time and money, and the checks are guaranteed.
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